Compass scores your project across all eight EU financial frameworks, compares the requirements, plans the roadmap, and builds your pre-application checklist. One tool. Six surfaces.
By the time a lawyer tells you that you need an e-money licence in three jurisdictions, you've already shipped, hired, and signed the lease.
Each tab answers a different question every founder eventually has to face.
Where am I on the map?
Radar scoring across all eight frameworks, with confidence levels and toggles to test pivots in one click.
What does each regime demand?
Side-by-side requirements matrix across licensing, capital, conduct, safeguarding, governance, DORA and disclosures.
How long will this take?
A phased plan with timelines, blocker flags, and the DORA layer threaded through every step.
Where should I incorporate?
EU member-state cards covering timelines, substance requirements, passporting, and regulator stance.
Am I ready to apply?
A pre-application checklist tailored to your project, organised by category and severity, exportable to CSV.
What about this edge case?
Ask any follow-up across the eight regulations in plain English. No PDF rabbit-holes.
See your project ranked across MiCA, MiFID II, PSD2, EMD2, DORA, EMIR, CSDR and SFDR — with confidence levels and unresolved-flag chips that tell you what to clarify next.
Authorisation, capital, conduct, reporting, safeguarding, governance, DORA, disclosures — Required, Conditional, or not applicable.
Foundation, build, application, approval — with weeks per stage, blocker flags, and the DORA layer threaded through.
Per-country cards with timeline, substance requirements, passporting, and regulator stance.
A pre-application checklist tailored to your project. Severity tags. Progress bar. CSV export when you're ready to hand off.
Know what you're walking into.
Before you raise, before you hire, before you ship in the EU.
Stress-test new product lines.
Use the “what if…” toggles to see how staking, lending or a debit card moves the compass.
Brief the board with the matrix.
Export the comparison and checklist. Walk in with answers, not questions.
Triage client intake faster.
Spend billable hours on judgement, not on locating the right RTS clause.
Pick the closest match. Compass tunes the analysis to your model.
Compass is the same workbench our specialists use to scope client engagements across 51 jurisdictions.
When you outgrow directional guidance, the same humans are one click away.
Visit licentium.io →Free to try. No card. No legalese.